Self liquidating loan define
Commercial and industrial loans are as defined as commercial and industrial loans in the instructions to Call Report Schedule RC-C Part I - Loans and Leases, as they may be amended from time to time.
This definition includes purchased credit impaired loans and overdrafts.
The primary difference is that mortgage loan secures a residence, whereas a retail loan secures a commercial retail property.
Banks and private investors can supply funding for a retail location, such as a stand-alone retail store or a strip mall.
(2) The phenomenon whereby corporate borrowers find it cheaper to raise money by issuing negotiable securities on the Capital market, rather than borrowing from the bank.
All securities, except securities classified as trading book, issued by a higher-risk C&I borrower, as that term is defined herein, that are owned by the reporting bank, without regard to when the securities were purchased; however, higher-risk C&I loans and securities exclude: Loans that are eligible for the asset-based lending exclusion, described herein, provided the bank's primary federal regulator (PFR) has not cited a criticism (included in the Matters Requiring Attention, or MRA) of the bank's controls or administration of its asset-based loan portfolio; and Loans that are eligible for the floor plan lending exclusion, described herein, provided the bank's PFR has not cited a criticism (included in the MRA) of the bank's controls or administration of its floor plan loan portfolio.
Bonds issued for specific ventures that will generate enough revenue through operation to pay back the amount of the bond.
For example, if a city wants to build a toll road they may seek out this type of bond to fund the project.
Depsito (en caja) de ahorro (1) A written obligation by the bank, acting as paying agent for a security issue, to deliver the definitive certificates as soon as issued to the subscriber.
(2) A type of Waybill accompanying merchandise shipments.